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Terms and Conditions

How It Works:

Shop with your Higher One card

  1. Online - Simply click through the OneRewards deals in the online mall

Receive your cash back

  1. Track your earnings on the OneRewards page.

  2. Receive your cash back at the end of every month.

Learn more

Terms and Conditions - OneRewards Program

By registering for the OneRewards program (the "Program"), by using the Program website and linking to the participating merchant network, or by shopping with participating merchants using a registered credit or debit card (collectively, the "Network"), you acknowledge that you have read and understood these Terms and Conditions (the "Agreement") and that you agree to be bound by all of the terms of this Agreement. You also acknowledge that you have had an opportunity to review the Higher One, Inc. ("Higher One") Privacy Policy (the "Privacy Policy"), which is incorporated in this Agreement by reference, or that the Privacy Policy has been made available to you for your review.. All Higher One account holders are automatically enrolled in the OneRewards program and can opt out at any time by clicking the unsubscribe link at the bottom of the OneRewards landing page or call the customer care number on the back of your card.

This Agreement constitutes a legally binding agreement between [Cartera Commerce, Inc ], a Delaware corporation, and its parents and affiliates (collectively, "we" or "us"), and each individual ("you" or the "Member") who registers with the Program, as described below. We are the provider of the Program.

This Agreement contains details about the relationship between you and us as it relates to your participation in the Network. You must accept the terms of the Agreement in order to become a Network member, and your use of the Program and access and use of this website and your participation in the Network shall be deemed to be your continuing acceptance of this Agreement.

1. Activation
You represent that you are a person of legal age in the state in which you live (generally at least 18 to 21, depending on the laws and regulations of your state of residence) and are a legal resident of the United States or its territories. You agree that it is your responsibility to keep your Member information current, complete and accurate by periodically updating your information for the Program.

2. License
Subject to this Agreement, we hereby grant you a non-exclusive, non-transferable license (without the right to sublicense) for so long as you participate in the Program and adhere to this Agreement, to access, participate in and use the Network. You agree that you obtain no rights other than the rights and licenses expressly granted in this Agreement.

3. Fees
We do not charge any membership fee. Some of the businesses that participate in the Network by rebating a portion of a Member's purchases at or with those businesses (each a "Contributing Company") may charge fees with respect to some of their offers which are available through the Network. Any such fees will be disclosed in the description of the Contributing Company's offer, and each such Contributing Company reserves the right to change such fees or institute new or additional fees in the future.

4. Policies
You agree to comply with this Agreement, and all other policies and rules as set forth in Program or Network materials, including materials of Contributing Companies, either in print or on the Program website (collectively, the "Policies"). The Policies, including any amendments that may be made from time to time, are hereby incorporated by reference into this Agreement. We may modify this Agreement or the Policies at any time. This Agreement and the Policies as so amended are posted on the Program website, and your continued use of the Network thereafter will constitute acceptance of any such amendment. We encourage you to review this Agreement periodically for any such updates or changes.

Program Member Obligations

5. No Unauthorized Use of the Network
You agree that you will not, and will not permit others to:

  • provide any unauthorized third party with access to the Network or any information, data, text, links, images, software, chat, communications and other content available through the Internet and proprietary to the Program (collectively, "Content") by any means;
  • modify, reverse engineer, reverse assemble or decompile any of the software applications used by you in connection with your participation in the Program or use of the Network;
  • engage in any activity that does not comply with U.S. law or other applicable law and regulations or otherwise engage in any illegal, manipulative or misleading activity through the use of the Network;
  • introduce into the Network any code intended to disrupt the Network, alter or delete its Content, access confidential Content on the Program website or interfere with the operation of the Network, including, but not limited to, distribution of unsolicited advertising or mail messages and propagation of computer worms and viruses;
  • post any material in any form whatsoever on the Program website or within the Network that is defamatory, obscene or otherwise unlawful or violates any third party's right of privacy or publicity;
  • use the Network to make purchases that are not for personal or household use (e.g., purchases are not for resale, etc.);
  • infringe any third party's patent, copyright, service mark, trademark or other intellectual property right of any kind or misappropriate the trade secrets of any third party in connection with your use of the Network.

6. Community Standards
By using the Program website, you are voluntarily becoming a member of a community which depends on the goodwill and responsible behavior of each of its members. Members are required to refrain from transmission or communication of images or text constituting ethnic slurs, obscenities, sexually explicit material, inflammatory or derogatory comments, or anything else that may be construed as harassing or offensive, which is targeted at the Program, the Program website, the Network, our employees, contractors or agents, a Contributing Company, or other members. This includes communications by means of social media or other Internet posts which violate the above community standards or promote or encourage gaming or fraudulent behavior. Members who violate this provision, as determined by us in our sole discretion, may have their access to the Program suspended or terminated without prior notice.

7. Security
You will maintain the confidentiality of the user name and password by which you access the Program, and will allow access to the Program or the Network only by authorized persons, and not by any network, expert system, electronic agent, "bot" or other automated means. Any use of your assigned user name or password will be deemed to be your use. If there is a breach of security through your account, you agree that you will immediately change your password and notify us of such breach. You agree that, unless you have first notified us immediately of any such breach, we should assume that any instruction transmitted using your user name and password is yours and has been authorized by you, and we be entitled to rely on such instruction and will have no obligation to inquire into the propriety of such instruction. You will not permit any use of the Network that would damage, interfere with or unreasonably overload the Network. You acknowledge that neither Higher One nor we will contact you to solicit your User Name or Password.

8. Discontinuation or Suspension of Use
We may, in our sole discretion, at any time and without prior notice:

  • discontinue transmitting all or any part of the Content related to the Program;
  • change, discontinue or limit access to the Program or any functionality, feature or other component of the Program; or
  • suspend or terminate your use of or access to the Program without giving you prior notice of such suspension or termination, including without limitation due to: the appearance of fraud; gaming; malicious intent; abuse; or other violation of the terms this Agreement, as determined by us in our sole discretion, in addition to any other remedies available to us at law or in equity.

Contributing Company Offers and Payment of Contributions

9. Contributions. As a result of your participation in the Network you will accumulate Cash Back - a proprietary reward system that assigns a non-cash value to each eligible member transaction. All contributions will appear on your eligible Program account based on Contributing Company's delivery of eligible reward data. Contributing Companies may impose conditions or restrictions different from, or in addition to, those described on the pages of the Program website or in other promotional materials. You should read each offer carefully on the Contributing Company's website to ensure that you have the most up-to-date terms and conditions for the applicable offer. We are not responsible for setting or maintaining the amount of the Contributions offered by any Contributing Company or for requirements of any Contributing Company's offer or website. Each Contributing Company has reserved the right to change at any time, and without notice, the amount or percentage of any Contributions it offers as well as the terms and conditions of any Qualifying Purchase and/or the availability of any particular offer. You acknowledge that errors in the offer terms or conditions obtained through use of the Program may occur from time to time, whether caused by a Contributing Company or otherwise, and either we or the Contributing Company will use our respective commercially reasonable efforts to promptly correct any such error, and you agree not to bring any action against either party based on or related to such errors. Your continued use of the Program thereafter will constitute acceptance of such terms and conditions. We do not represent or warrant that any particular Contributing Company will participate in the Network at the time you join the Program or at any time thereafter, or that any specific offer will be available at any time. For purposes of this Agreement, a purchase is a "Qualifying Purchase" once all conditions in a Contributing Company's offer with respect to that purchase, including clicking on an offer link from the Program website, using a registered credit or debit card to complete your purchase, satisfying any applicable waiting periods have been satisfied, etc., and expressly excludes any returns, cancellations or credits. In addition, purchases for which a Contributing Company fails to make payment of the fees or commissions payable to us ("Commissions"), including without limitation due to the bankruptcy or insolvency of such Contributing Company, may not be deemed to be a Qualifying Purchase for purposes of this Agreement, and contributions previously awarded may be reversed in such case. If you are in doubt about whether or not you are in a valid session for a Qualifying Purchase, you should reenter the Program website and then click on the Contributing Company that you wish to shop at, and then complete your transaction.

10. The Program Account
The Program Account. Contributions you accrue as a result of Qualifying Purchases will be posted to your Program account maintained by Higher One (the "Program Account"). The Program website will display a summary of activity in your Program Account. Generally, Contributions will be posted to your Program Account within ninety (90) days after notice from a Contributing Company to us of your relevant transaction. However, we will not be liable for damages resulting from any failure to post Contributions to a Program Account in a timely manner. You acknowledge and accept that you are solely responsible for checking your Program Account regularly to verify that Contributions have been properly posted. If you believe that a Contribution has not been properly posted to your Program Account, then you must inform us within six (6) months after the Qualifying Purchase for which you are claiming that a Contribution should have been posted and must be able to provide proof of such transaction acceptable to us. We reserve the right, however, to determine, in our sole and absolute discretion, whether a Contribution should have been posted to your Program Account. You acknowledge that any such determination by us will be final and binding.

11. No Responsibility for Contributing Companies
You agree that we are not an agent of any Contributing Company and that Contributing Companies operate independently of, and are not under our control with respect to the Program or otherwise. Accordingly, we do not represent or warrant, or give any assurances, that any Contributing Company will provide a Contribution for any particular transaction even where such transaction would appear to qualify for such Contribution under either our or a Contributing Company's statements. We are not responsible for the failure of any Contributing Company to pay Contributions in accordance with the terms of that Contributing Company's offer. Further, your participation in offers or promotions of, or correspondence with, any Contributing Company is solely between you and that Contributing Company. We do not assume any liability, obligation or responsibility for any part of any such correspondence, offer or promotion, including without limitation the withdrawal or modification of any such offer or promotion. Also, no Contributing Company assumes any liability, obligation or responsibility for our conduct with respect to the Program.

12. Merchant Rewards (Online Affiliates, Off-Line Stores & Dining Reservations)

  • In the case of certain online Contributing Companies ("Online Affiliates"), the Online Affiliates have agreed to pay us certain affiliate or referral fees when Members purchase goods or services from such Online Affiliates through the Program website.

    No Contribution associated with any purchase from an Online Affiliate will be earned by you unless and until the associated affiliate has been paid by such Online Affiliate to us. For your convenience, we may post pending Contributions from Online Affiliates to your Program Account prior to the payment of the associated affiliate to us. We reserve the right to reverse the posting of any Contribution in the event the applicable Online Affiliate does not timely pay to us the associated Contribution or Commission. We reserve the right to change its offer with respect to the amount of the Contribution associated with any Online Affiliate at any time, but no such change will affect any Contributions earned prior to such change. Purchases from participating Online Affiliates made may not qualify if a separate coupon code or promotion is used. All offers are subject to the offer conditions as described in the Contributing Company's offer description.

    We cannot guarantee that Online Affiliate Contributions will post to a Program Account if a Member is redirected to a mobile- or tablet-optimized website by an Online Affiliate. In the case of an Online Affiliate redirecting a Member to another website for the purposes of marketing or to provide a mobile-optimized shopping experience, it is the sole responsibility of the Online Affiliate to retain the elements necessary for the Online Affiliate to identify the Member's transaction as a result of the referral from us and allow for contributions to post to the Member's Program Account.

  • In the case of certain In-Store contributing companies ("Stores"), the Stores have agreed to pay us Contributions for Network member transactions made with their registered [OneRewards credit or debit card]. We agree to deposit all or a portion of such Contribution in your Program Account for your benefit following our receipt of the Contribution. No Contribution associated with any purchase from a Store will be earned by you unless and until any associated Commission has been paid by such Store to us. For your convenience, we may post pending Contributions to your Program Account prior to the payment of the Commission to us. We reserve the right to reverse the posting of any Contribution in the event the applicable Store does not timely pay to us the associated Contribution or Commission, including without limitation due to the bankruptcy or insolvency of such Store. We reserve the right to change its offer with respect to the amount of the Contribution associated with any Store at any time, but no such change will affect any Contributions earned prior to such change.
  • With regard to qualifying transactions you make with the enrolled credit or debit card at participating Stores you acknowledge that the Program offer is not valid with other rebate or loyalty network offers. Further, you expressly agree to forfeit and waive any right you may have to other rebate or loyalty network rewards which you may be eligible for through other loyalty networks and only receive the applicable Program Contribution. If you utilize the Network, you expressly agree to forfeit and waive any right you may have to other points or loyalty network rewards that you may be eligible for through other loyalty networks. Purchases from participating Stores made may not qualify if a separate coupon code or promotion is used or if your credit or debit card is registered in another loyalty program. All offers are subject to the offer conditions as described in the Store offer description.
  • We reserve the right to modify any offer at any time and without notice, whether to at the request of the Contributing Company, to correct erroneous information in an offer or otherwise.

13. Returning and Rescinding Contributions
In our sole discretion, we may deduct Contributions from your Program Account in order to make adjustments for returns and cancellations with respect to Qualifying Purchases. In the event that you have redeemed a Contribution from your Program Account and subsequently reverse the transaction with a Contributing Company that generated such Contribution, or otherwise are required to return the Contribution to the Contributing Company pursuant to the terms of the applicable offer, whether or not you are still participating in the Network, you will remain solely responsible for the repayment of the Contributions credited from such purchase, and we may apply future contributions made for your benefit against such obligation and/or repay the amount of any such credited Contribution from your Network Account. In the event you fail to repay such amount, we reserve the right to take any and all legal action necessary to collect the reward amount from you, including but not limited to pursuing such claim in a court of law, employing a debt collection agency or reporting such claim to a credit reporting agency.

We expressly reserve the right to rescind Contributions and to bar further Contributions to, or terminate the membership of, any Member that we believe, in our sole discretion, is or previously has gamed, defrauded or otherwise abused the Network, including, without limitation, by engaging in a pattern of returning products after the corresponding Contribution has been credited, making volume purchases in violation of the spirit of an offer, creating or attempting to create or otherwise participate in any market in Contributions, or engaging in or accepting any broad-based solicitation of Contributions.

14. Account Adjustments
In the event of any abusive, gaming or fraudulent activity related to the Program, as determined by us in our sole discretion, we reserve the right to make corresponding adjustments to your Program Account at any time. Any such adjustments, however, will be made in accordance with this Agreement, the Policies, any applicable laws, rules or regulations, and the terms of any Contributing Company offers.

Use of Information

15. Use of Information
You acknowledge that in order to administer the Program, we will collect information about you and your purchases from Contributing Companies.

You authorize Contributing Companies and their agents to disclose to us and/or Higher One any and all information with respect to your purchases from such Contributing Company. In addition, by registering an eligible card, you hereby authorize us and our agents to collect any and all information from any card processor, issuing bank or any available source with respect to the purchases made using such card. You authorize us to use any such information and to disclose such information (a) to our representatives and agents, (b) to third parties, where necessary or convenient for transfer or redemption of your accumulated Contributions or otherwise, in connection with the Program, (c) to comply with applicable law or regulations or requests, orders or subpoenas from courts of law or any regulatory, legislative or administrative bodies, and/or (d) otherwise in accordance with the terms of the Privacy Policy. You represent that you are the account holder of any card you register in the Program and that you have full authority to register such card in the Program and to receive information about the transactions effected using such card. You authorize us to disclose such card, account and identifiers to affiliated and unaffiliated third parties for the purposes set forth in this paragraph.

Reservation of Right to Change the Program

16. Awards accrued via the Program are subject to all the rules and conditions of the OneRewards program, which can be found at www.onerewards.com. Any violation of this Agreement or the rules and conditions of the OneRewards program can result in cancellation of your Program Account, Higher One. Account and/or forfeiture of pending or prior awards.

  • Higher One may, in its discretion, change the OneRewards program rules, regulations, travel awards and special offers at any time with or without notice. This means that the accumulation of credits does not entitle program members to any vested rights with respect to such credits, awards or program benefits. In accumulating awards, members may not rely upon the continued availability of any award or award level, and members may not be able to obtain all offered awards or use awards for all purposes. Any award may be withdrawn or subject to increased requirements or new restrictions at any time.
  • Higher One may, among other things, (1) withdraw, limit, modify or cancel any award; (2) change program benefits, award levels, participant affiliations, conditions of participation, rules for earning, redeeming or forfeiting awards, or rules for the use of awards; otherwise restrict the continued availability of awards or special offers. Higher Once may make any one or more of the changes at any time even though such changes may affect your ability to use the awards that you may have already accumulated.
  • Higher One further reserves the right to end the OneRewards program upon six (6) months' prior notice. OneRewards program awards, accrual and special offers are subject to government regulations. Higher One is not responsible for products or services offered by other participating companies. For complete details about the OneRewards program, visit www.onerewards.com.

Miscellaneous

17. Termination; Expiration or Forfeiture of Program Accounts

  • This Agreement is effective when accepted by you, as described in the first paragraph of this Agreement, and will remain in effect and legally bind you and us until you or we terminate your membership in the Program. You may terminate your membership in the Program at any time in accordance with the procedures established on the Program website from time to time. We may terminate this Agreement without cause immediately after notice to you of such termination.
  • Upon any termination of this Agreement, your right to use and access the Program or the Network and to receive Contributions will terminate. Subject to the limitations set forth in this Agreement, termination will not prejudice either your or our remedies at law or in equity.

18. Certain Disclaimers; Indemnification

  • Disclaimer of Warranties.

    (i) THE PROGRAM, PROGRAM WEBSITE AND NETWORK ARE PROVIDED ON AN "AS IS, WHERE IS" BASIS AND WITHOUT EXPRESS OR IMPLIED WARRANTIES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. WE MAKE NO WARRANTY AS TO THE QUALITY, ACCURACY, COMPLETENESS, OR VALIDITY OF ANY MATERIALS RELATED TO THE FOREGOING AND DO NOT WARRANT THAT THE FUNCTIONALITY OF THE FOREGOING WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE FOREGOING OR THE SERVER(S) THAT MAKE(S) THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

    (ii) THE PROGRAM, PROGRAM WEBSITE AND NETWORK MAY CONTAIN FACTS, VIEWS, OPINIONS, STATEMENTS, OR RECOMMENDATIONS OF THIRD-PARTY INDIVIDUALS AND ORGANIZATIONS. WE DO NOT REPRESENT OR ENDORSE THE ACCURACY, CURRENTNESS, OR RELIABILITY OF ANY ADVICE, OPINION, STATEMENT, RECOMMENDATIONS, OR OTHER INFORMATION DISPLAYED, UPLOADED, OR DISTRIBUTED THROUGH THE SITE. YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION, STATEMENT, RECOMMENDATIONS OR INFORMATION WILL BE AT YOUR SOLE RISK. FURTHERMORE, NEITHER Higher One NOR WE WARRANT, GUARANTEE OR MAKE ANY REPRESENTATIONS REGARDING THE QUALITY OF, OR ACCURACY OF ADVERTISEMENTS FOR, ANY MERCHANDISE, PRODUCTS OR SERVICES OFFERED OR PROVIDED BY CONTRIBUTING COMPANIES OR SUPPLIERS IN CONJUNCTION WITH THE FOREGOING.

  • Exclusion of Certain Damages. We will not be liable for any damages, including indirect, special, incidental, punitive, or consequential, regardless of the claim and whether we were advised of the possibility of such damages, arising out of or resulting directly or indirectly from:

    (i) any failure to screen users or Members; (ii) acts or omissions of any users or Members;(iii) materials posted by, or of, any party other than Higher One or us, or any use thereof; (iv) the accuracy, dependability, privacy, security, authenticity or completeness of data transmitted over or obtained using the Internet; or (v) any failure to perform any obligation hereunder, or from any delay in the performance thereof, due to causes beyond its reasonable control, including the elements, acts of God, labor disputes, acts of terrorism, acts of civil or military authority, fires, floods, epidemics, quarantine restrictions, failure or erratic behavior of telecommunications or power system, sabotage, armed hostilities, riots or government regulation of the Internet.

  • Indemnification. You agree to indemnify us, Higher One and any Contributing Company, as well as their respective officers, directors, employees, successors or assigns, agents, and affiliates, for any and all claims, damages, losses and causes of action (including attorneys' fees and court costs) arising out of or relating to your breach of this Agreement (including without limitation relating to a breach by you of Section 5), or for any materials in any form whatsoever that are provided by you (or through your user ID and/or password). You agree to cooperate as fully as reasonably required, including making materials and/or personnel available, in our defense and/or settlement of any claim. We reserve the right, in our reasonable discretion, to assume exclusive control over the defense and settlement of any matter subject to indemnification by you.

19. Limitation of Liability

  • NONE OF HIGHER ONE , ANY CONTRIBUTING COMPANY OR US, OR ANY INVESTMENT PARTNER, OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUCCESSORS, OR AFFILIATES ARE RESPONSIBLE OR LIABLE FOR ANY SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR OTHER INDIRECT DAMAGES OR FOR LOSS OF PROFITS, LOSS OF DATA OR LOSS OF USE DAMAGES, THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SERVICE, THE INFORMATION CONTAINED ON THE PROGRAM WEBSITE, OR (EXCEPT IN THE CASE OF THE APPLICABLE CONTRIBUTING COMPANY OR SUPPLIER) ANY MERCHANDISE, PRODUCTS OR SERVICES OFFERED BY CONTRIBUTING COMPANIES OR SUPPLIERS IN CONJUNCTION WITH THE SERVICE, EVEN IF ANY SUCH ENTITY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS OUR LIABILITY WILL BE LIMITED TO THE EXTENT PERMITTED BY LAW.
  • IN NO EVENT WILL HIGHER ONE'S OR OUR TOTAL LIABILITY TO YOU FROM ALL DAMAGES, LOSSES, AND CAUSES OF ACTION RESULTING FROM YOUR USE OF THE PROGRAM WEBSITE OR PARTICIPATION IN THE SERVICE, WHETHER IN CONTRACT, TORT, (INCLUDING, BUT NOT LIMITED TO NEGLIGENCE), STRICT LIABILITY OR OTHERWISE, EXCEED THE REDEEMABLE VALUE OF REWARDS IN YOUR PROGRAM ACCOUNT AT THE TIME OF ANY SUCH CLAIM.

20. Electronic and Oral Communications

  • Member Instructions. We may rely on your oral and electronic instructions. In addition, you consent to the monitoring and recording of your telephone conversations with us for training or compliance purposes or to provide a record of your instructions. You agree that we will not be liable for honoring oral instructions received from any person claiming to be you, provided normal Member verification procedures have been followed. We may follow any instructions received by electronic means through the Program website just as if you had given such instructions in person, regardless of whether or not you have personally initiated such instructions.
  • Communications. You consent to the receipt of all reports, transaction confirmations, account statements, correspondence and other information from us electronically through either (i) access to your Program Account on the Program website or (ii) the email address provided by you. We will not be responsible for your inability to connect to the Internet or to access the Program website or otherwise not to receive electronic communications. Electronic communications are presumed to be delivered to and received by you when sent by us, whether actually received or not. You acknowledge that you have access to hardware and software meeting the system requirements set forth on the Program website necessary to receive from us correspondence and records in electronic form.

21. General

  • Governing Law. The validity, construction and interpretation of this Agreement, and the rights and duties of the parties hereto, will be governed by and construed in accordance with the laws of the State of Delaware, excluding its conflicts of laws principles. Each party hereto agrees that all claims relating to this Agreement, the Program, the Program website or the Network will be heard exclusively by a state or federal court in Delaware. Accordingly, each party hereby consents to the exclusive jurisdiction of any state or federal court in the State of Delaware over any proceeding related to this Agreement, irrevocably waives any objection to the venue of any such court, and irrevocably waives any claim that any such proceeding in such a court has been brought in an inconvenient forum.
  • Assignment. You may not assign your rights and obligations under this Agreement, in whole or in part, without our prior written consent, and any such assignment without such consent will be null and void and without force or effect. We may assign our respective rights and obligations under this Agreement, in whole or in part, without your consent. This Agreement will inure to the benefit and burden of the parties hereto and their respective permitted successors and assigns.
  • Notices. Any notice by one party hereto to the other will be in writing (which may include email) and either personally delivered, delivered by Internet email, or sent via reputable overnight courier or certified mail, postage prepaid and return receipt requested. Notices will be sent to you at the Internet email address or the mailing address specified on your registration form and to us at: Cartera Commerce, Inc., One Cranberry Hill, Suite 203, Lexington, MA 02421, Attn.: Customer Support, or any other address of which either party hereto may from time to time notify the other in accordance with this Section. All notices will be in English and will be deemed effective on the date of personal delivery, upon confirmation of email transmission, upon signed receipt from an overnight courier, or five days after deposit with the U.S. Postal Service.
  • No Waiver; Severability. The waiver by either party hereto of a breach or default of any provision of this Agreement by the other party hereto will not be construed as a waiver of any succeeding breach or default of the same or any other provision, nor will any delay or omission on the part of either party hereto to exercise or avail itself of any right, power or privilege that it has, or may have hereunder, operate as a waiver of any right, power or privilege by such party. If any provision of this Agreement is held to be invalid, such invalidity shall not affect the remaining provisions, which shall remain in full force and effect.
  • Relief. You acknowledge and accept that any breach of Section 5 (No Unauthorized Use of the Network) above is likely to irreparably harm us and will not be susceptible of cure by monetary damages. Consequently, if you breach any provisions of Section 5 above, then we will be entitled to obtain injunctive or other equitable relief in addition to any remedies it may have at law.
  • Third-Party Beneficiary. Each Contributing Company is hereby expressly made a third party beneficiary of this Agreement and may enforce the terms of this Agreement directly against you.
  • Entire Agreement. This Agreement represents the entire agreement of the parties hereto with respect to the subject matter hereof, and supersedes all prior or contemporaneous agreements or representations, written or oral, concerning the subject matter hereof (including without limitation, earlier versions of this Agreement that may have been accepted by you through the Program website or otherwise). We reserve the right to modify this Agreement at any time. Your non-termination and continued membership in Program after notice of any modification of this Agreement will constitute affirmative acceptance by you of such modification and your consent to abide by any terms thereof. You acknowledge that the most recent version of this Agreement will be located on the Program website. No other act, document, usage or custom will be deemed to amend or modify this Agreement.

Your continued membership in the Program after any modification of this Agreement will constitute affirmative acceptance by you of such modification and your consent to abide by any terms thereof until such time as you affirmatively give notice of termination of your membership in the Program. You acknowledge that the most recent version of this Agreement will be located on the Program website. No other act, document, usage or custom will be deemed to amend or modify this Agreement.

Copyright

The design, content and subject of the Program website are copyright 2015 Higher One and Cartera Commerce, Inc.

Trademarks

are marks of Higher One. All other referenced trademarks are owned or licensed by the respective parties.

OneRewards Mall powered by Cartera Commerce

Accounts held at Customers Bank, Member FDIC, Equal Housing Lender and WEX Bank, Member FDIC.

The Higher One Debit MasterCard® is issued by WEX Bank pursuant to license from MasterCard International Incorporated.
The card is administered by Higher One, Inc.

©2015 Higher One, Inc. All Rights Reserved.

MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.
All other names and logos are owned by their respective owners.

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